@font-face{font-family:'EB Garamond';font-style:normal;font-weight:400;font-display:swap;src:url('/assets/fonts/eb-garamond-latin-ext-400-normal.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'EB Garamond';font-style:normal;font-weight:400;font-display:swap;src:url('/assets/fonts/eb-garamond-latin-400-normal.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'EB Garamond';font-style:normal;font-weight:500;font-display:swap;src:url('/assets/fonts/eb-garamond-latin-ext-500-normal.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'EB Garamond';font-style:normal;font-weight:500;font-display:swap;src:url('/assets/fonts/eb-garamond-latin-500-normal.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'EB Garamond';font-style:normal;font-weight:600;font-display:swap;src:url('/assets/fonts/eb-garamond-latin-ext-600-normal.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'EB Garamond';font-style:normal;font-weight:600;font-display:swap;src:url('/assets/fonts/eb-garamond-latin-600-normal.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:400;font-display:swap;src:url('/assets/fonts/ibm-plex-sans-latin-ext-400-normal.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:400;font-display:swap;src:url('/assets/fonts/ibm-plex-sans-latin-400-normal.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:500;font-display:swap;src:url('/assets/fonts/ibm-plex-sans-latin-ext-500-normal.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:500;font-display:swap;src:url('/assets/fonts/ibm-plex-sans-latin-500-normal.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:600;font-display:swap;src:url('/assets/fonts/ibm-plex-sans-latin-ext-600-normal.woff2') format('woff2');unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:'IBM Plex Sans';font-style:normal;font-weight:600;font-display:swap;src:url('/assets/fonts/ibm-plex-sans-latin-600-normal.woff2') format('woff2');unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
:root{--blau:#0E2943;--gruen:#2E6B51;--gold:#C9A429;--weiss:#FAFAF0;--erde:#F1EEE4;--hellblau:#EEF2F5;--text:#1F3A52;--grau:#4A6076;--linie:rgba(14,41,67,.15)}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:100px}
body{margin:0;background:var(--weiss);color:var(--text);font-family:'IBM Plex Sans',system-ui,sans-serif;font-size:17px;line-height:1.65}
a{color:var(--gruen);text-decoration:none}a:hover{color:var(--blau)}
h1,h2,h3{font-family:'EB Garamond',Georgia,serif;font-weight:500;margin:0;color:var(--blau);letter-spacing:-.01em;line-height:1.15}
h1{font-size:clamp(36px,5vw,58px);line-height:1.08}
h2{font-size:clamp(30px,3.4vw,40px);line-height:1.2}
h3{font-size:24px}
p{margin:0}
.wrap{max-width:1160px;margin:0 auto;padding:0 40px}
.skip{position:absolute;left:-999px;top:8px;background:var(--blau);color:var(--weiss);padding:8px 12px;border-radius:8px}.skip:focus{left:8px;z-index:10}
.eyebrow{font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--gruen);margin:0}
.eyebrow.gold{color:var(--gold)}
.btn{display:inline-block;background:var(--blau);color:var(--weiss);font-weight:600;font-size:15px;padding:14px 26px;border-radius:14px;border:1.5px solid var(--blau);cursor:pointer;font-family:inherit;line-height:1.3}
.btn:hover{background:var(--gruen);border-color:var(--gruen);color:var(--weiss)}
.btn.ghost{background:transparent;color:var(--blau)}.btn.ghost:hover{background:var(--blau);color:var(--weiss)}
.btn.light{background:var(--weiss);color:var(--blau);border-color:var(--weiss)}.btn.light:hover{background:var(--gold);border-color:var(--gold);color:var(--blau)}
.link{font-weight:600;color:var(--blau)}.link:hover{color:var(--gruen)}
.quote{font-family:'EB Garamond',Georgia,serif;font-size:22px;line-height:1.5;color:var(--blau)}
.small{font-size:14px;color:var(--grau)}
.stack{display:flex;flex-direction:column;gap:20px}
.row{display:flex;gap:16px;flex-wrap:wrap;align-items:center}

/* Kopf */
.top{border-bottom:1.5px solid rgba(14,41,67,.22);background:rgba(250,250,240,.97);position:sticky;top:0;z-index:50;box-shadow:0 1px 0 rgba(14,41,67,.06),0 6px 20px rgba(14,41,67,.06)}
.bar{display:flex;align-items:center;justify-content:space-between;height:84px;gap:24px}
.brand{display:flex;align-items:center;gap:12px;color:var(--blau)}
.brandtext{display:flex;flex-direction:column;line-height:1.1}
.wm{font-family:'EB Garamond',Georgia,serif;font-size:24px;font-weight:500;color:var(--blau)}
.wm .dot,.dot{color:var(--gold)}
.sub{font-size:11px;color:var(--gruen);letter-spacing:.08em;text-transform:uppercase}
.nav{display:flex;align-items:center;gap:28px}
.nav a{color:var(--blau);font-size:16px;font-weight:600;padding:6px 0;border-bottom:2px solid transparent}.nav a:hover,.nav a.on{color:var(--gruen);border-bottom-color:var(--gruen)}
.nav a.btn{padding:11px 22px;color:var(--weiss);border-bottom:none}.nav a.btn:hover{color:var(--weiss)}
.navtoggle,.burger{display:none}

/* Sektionen */
section{padding:96px 0}
section.tight{padding:64px 0}
.dark{background:var(--blau);color:var(--weiss)}
.dark h1,.dark h2,.dark h3{color:var(--weiss)}
.dark p{color:rgba(250,250,240,.85)}
.dark .small{color:rgba(250,250,240,.6)}
.erde{background:var(--erde)}
.hellblau{background:var(--hellblau)}
.g2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:64px;align-items:start}
.g2.narrowleft{grid-template-columns:minmax(0,5fr) minmax(0,7fr)}
.g2.wideleft{grid-template-columns:minmax(0,7fr) minmax(0,5fr)}
.g3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.g4{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px}
.max{max-width:900px}
.hero{padding:112px 0 88px}
.hero .g2{align-items:center}
.portrait{aspect-ratio:4/5;border-radius:18px;background:var(--hellblau);object-fit:cover;width:100%;display:block}
.portrait.ph{border:1px dashed rgba(14,41,67,.35);display:flex;align-items:center;justify-content:center;color:var(--grau);font-size:14px}
.num{font-family:'EB Garamond',Georgia,serif;font-size:56px;line-height:1;color:var(--gold)}
.lage{display:flex;flex-direction:column;gap:14px;border-top:1px solid rgba(250,250,240,.25);padding-top:24px}
.card{background:var(--erde);border-radius:18px;padding:32px;display:flex;flex-direction:column;gap:12px}
.card.light{background:var(--weiss)}
.card h3{font-size:26px}
.steps{margin:0;padding:0;list-style:none;display:flex;flex-direction:column}
.step{display:grid;grid-template-columns:72px minmax(0,1fr);gap:24px;align-items:start;padding:28px 0;border-top:1px solid var(--linie)}
.steps .step:last-child{border-bottom:1px solid var(--linie)}
.step .n{font-family:'EB Garamond',Georgia,serif;font-size:40px;color:var(--gold);line-height:1}
.step h3{margin-bottom:6px}
.tile{background:var(--weiss);border:1.5px solid rgba(14,41,67,.18);border-radius:18px;padding:28px;display:flex;flex-direction:column;gap:10px;min-height:220px;color:var(--text)}
.tile:hover{border-color:var(--gruen);color:var(--text)}
.tile .k{font-size:13px;color:var(--gruen);font-weight:600}
.tile .go{margin-top:auto;font-weight:600;color:var(--blau)}
.ticker{border-top:1px solid var(--linie);padding:20px 0;display:grid;grid-template-columns:160px minmax(0,1fr);gap:24px}
.ticker:last-of-type{border-bottom:1px solid var(--linie)}
.ticker h3{font-size:20px}
.box{border-radius:18px;padding:36px;display:flex;flex-direction:column;gap:14px}
.rules{margin:0;padding-left:0;list-style:none;display:flex;flex-direction:column;gap:14px}
.rules li{display:grid;grid-template-columns:40px minmax(0,1fr);gap:12px}
.rules li b{font-family:'EB Garamond',Georgia,serif;font-size:26px;color:var(--gold);line-height:1}
table.plain{width:100%;border-collapse:collapse;font-size:15px}
table.plain th,table.plain td{text-align:left;padding:12px 8px;border-top:1px solid var(--linie);vertical-align:top}
table.plain th{font-weight:600;color:var(--blau)}
.tablebox{overflow-x:auto}

/* Formulare */
form{margin:0}
.q{display:flex;flex-direction:column;gap:12px;padding:24px 0;border-top:1px solid var(--linie)}
.q:last-of-type{border-bottom:1px solid var(--linie)}
.q .t{font-weight:600;color:var(--blau);font-size:16px}
.q .n{font-family:'EB Garamond',Georgia,serif;color:var(--gold);font-size:22px;margin-right:10px}
.opts{display:flex;flex-wrap:wrap;gap:10px}
.opts label{border:1.5px solid rgba(14,41,67,.25);border-radius:999px;padding:10px 18px;font-size:15px;cursor:pointer;background:var(--weiss);min-height:44px;display:flex;align-items:center;gap:8px}
.opts label:hover{border-color:var(--gruen)}
.opts input{accent-color:var(--blau);margin:0}
.opts input:checked+span{color:var(--blau);font-weight:600}
.field{display:flex;flex-direction:column;gap:6px}
.field label{font-weight:600;color:var(--blau);font-size:15px}
.field input,.field select,.field textarea{font:inherit;font-size:16px;padding:12px 14px;border:1.5px solid rgba(14,41,67,.3);border-radius:12px;background:var(--weiss);color:var(--text);width:100%}
.check{display:flex;gap:10px;align-items:flex-start;font-size:14px;color:var(--grau)}
.check input{margin-top:5px;accent-color:var(--blau)}
.sticky{position:sticky;top:24px}
.result{font-family:'EB Garamond',Georgia,serif;font-size:44px;line-height:1}
.driver{display:grid;grid-template-columns:200px minmax(0,1fr) 40px;gap:16px;align-items:center;font-size:15px}
.meter{height:10px;border-radius:999px;background:rgba(250,250,240,.15);overflow:hidden}
.meter span{display:block;height:100%;background:#8FC2A6;border-radius:999px;transition:width .3s}
.meter span.warn{background:var(--gold)}
.notice{background:var(--erde);border-radius:12px;padding:14px 18px;font-size:14px;color:var(--grau)}

/* Fuß */
.foot{padding:40px 0;border-top:1px solid rgba(14,41,67,.12)}
.footgrid{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr) minmax(0,1.2fr);gap:32px;align-items:center;font-size:14px;color:var(--grau)}
.footbrand{display:flex;align-items:center;gap:12px}
.footlinks{display:flex;gap:20px;flex-wrap:wrap}

@media (max-width:900px){
  .wrap{padding:0 20px}
  section{padding:64px 0}.hero{padding:64px 0 48px}
  .g2,.g2.narrowleft,.g2.wideleft,.g3,.g4,.footgrid{grid-template-columns:1fr}
  .g2{gap:40px}
  .step,.ticker{grid-template-columns:1fr;gap:8px}
  .driver{grid-template-columns:1fr;gap:6px}
  .sticky{position:static}
  .resultfirst aside{order:-1}
  .brandtext .sub{display:none}
  .burger{display:flex;flex-direction:column;gap:5px;width:44px;height:44px;align-items:center;justify-content:center;cursor:pointer}
  .burger span{display:block;width:22px;height:2px;background:var(--blau)}
  .nav{display:none;position:absolute;left:0;right:0;top:84px;background:var(--weiss);flex-direction:column;align-items:stretch;gap:0;border-bottom:1px solid var(--linie);padding:8px 20px 20px}
  .nav a{padding:14px 0;border-top:1px solid var(--linie);border-bottom:none;font-size:17px}
  .nav a.btn{margin-top:12px;text-align:center;border-top:none}
  .navtoggle:checked~.nav{display:flex}
}